About Carrie-Ann McLean
Author | Speaker | Budgeting Coach | Money Mindset Educator
I’m Carrie-Ann McLean, and if you’re feeling overwhelmed by debt, stuck in survival mode or unsure how to rebuild your finances, I want you to know something important: you’re not alone and there is a way forward.
I know this because I’ve lived it.
Years ago, I found myself buried under debt, battling addiction and facing homelessness. The shame and hopelessness were crushing. But slowly, I began to change. I learned how to manage my money, shift my mindset and face my situation with honesty and compassion.
What started as a desperate search for stability turned into a powerful transformation – and today, I help others do the same.
From Struggle to Strength
Through my book, Budget Right: Eliminate Debt and Improve Your Financial and Mental Wellbeing, I share practical tools and mindset shifts that helped me take back control of my finances. But this journey isn’t just about the book anymore – it’s about a movement. A community. A call to break free from guilt, shame and outdated ideas about money.
I’m here to show you that budgeting doesn’t have to feel restrictive – it can be empowering. And building a better future doesn’t require perfection, just the courage to take the first step.
What I Do Now
Beyond the book, I now offer:
💻 1:1 Budget Coaching: Personalised support to help you create and stick to a budget that actually works for you.
🎤 Speaking & Workshops: Real talk about real money – shared with honesty, humour, and hope.
🎓 Money Mindset & Budgeting Masterclasses: Practical strategies and powerful mindset tools to help you stay in control, not overwhelmed.
Everything I teach comes from lived experience. No shame, no jargon – just real help for real life.
Why I Do It
The rising cost of living, financial stress, and lack of practical education have left many people feeling lost. But I believe that with the right tools, support and mindset, we can all live more simply, joyfully and debt-free.
I’m especially passionate about exploring solutions like tiny homes, community living and intentional spending – all ways we can find freedom without sacrificing what truly matters.
Ready to Start?
Subscribe to my newsletter for budgeting tips, exclusive resources and encouragement straight to your inbox.
Follow @budgetrightbook on Facebook and Instagram for money tips, mindset shifts and community connection.
Grab your copy of Budget Right and start taking back control of your finances today.
We’re not just breaking down budgets – we’re breaking the cycle.
Let’s do it together.
Testimonials
“In a world where personal finance often feels overwhelming, Carrie shines as a beacon of hope. Her inspiring journey from crippling debt and homelessness demonstrates that no financial situation is insurmountable. Through Carrie’s expert guidance, you’ll gain clarity on your spending habits, transforming financial tracking into a meaningful act of self-discovery. What truly sets Carrie apart is her empathy—she understands the struggles of being trapped in debt. Her book is not just a manual; it’s a heartfelt offering from someone who has emerged stronger and more financially secure. With her proven strategies, you can break free from the chains of debt and embrace the light of financial freedom.” – Barry Nicolaou
“I have read the Budget Right book and the insight the author shares from her life sheds light on how our wellbeing and mindfulness can affect all facets of life, including our debt accumulation and financial situation. Carrie-Ann’s experiences have let her write an easy to read and understand book on how to get our finances back on track and doesn’t include a lot of jargon that is hard to understand or comprehend. The notes pages and other pages you can write on if you choose to, are a good addition to the book too. I’m sure Budget Right will benefit and provide the tools for lots of people who are needing some direction. And it’s a great price too.” – Vicki